Compare Best Pet Insurance Plans in Singapore {{year}}

Compare Best Pet Insurance Plans in Singapore 2024

Get affordable and the best pet insurance options today for your furry companions with AMTD PolicyPal! Pet insurance gives you peace of mind and saves you extra cost in the event of an emergency.

Your pet must be an approved dog breed or cat by the relevant local authority in your usual residential address.

    Results: 7 (7)

  • Tiq

    Tiq Pet Insurance Pawsome

    $287.38


    • Accidental Injury

      $500

    • Surgical Treatment (Illness)

      $2,000

    • Non-surgical Treatment

      $500

    • Third Party Liability

      No

    Toggle DetailsArrow

    Highlights

    • No Claim Discount

      Up to 20%

    Medical Coverage

    • Non-surgical Treatment

      $500

    • Co-insurance depending on age of enrollment. Deductible $200 in respect of each and every claim

      20-30%

    • Surgical treatment

      $2,000

    • Co-insurance depending on age of enrollment. Deductible $200 in respect of each and every claim

      20-30%


    DocumentsPolicy Documents

    Policy Brochure

    Read

    Policy Wordings

    Read
    Full details

    Protected up to specified limits by SDIC. This is only product information provided. You may wish to seek advice from a qualified adviser before buying the product. If you choose not to seek advice from a qualified adviser, you should consider whether the product is suitable for you. Buying an insurance product that is not suitable for you may impact your ability to finance your future healthcare needs. If you decide that the policy is not suitable after purchasing the policy, you may terminate the policy in accordance with the free-look provision, if any, and the insurer may recover from you any expense incurred by the insurer in underwriting the policy.

  • Liberty

    Liberty PetCare Standard

    $356.54


    • Accidental Death

      $1,000

    • Accidental Injury

      $500

    • Surgical Treatment (Illness)

      $1,500

    • Non-surgical Treatment

      $500

    Toggle DetailsArrow

    Highlights

    • Third Party Liability

      $100,000

    • No Claim Discount

      Up to 15%

    Medical Coverage

    • Non-surgical Treatment

      $500

    • Co-insurance percentage to be borne by the insured (per incident)

      50%

    • Surgical treatment

      $1,500

    • Co-insurance percentage to be borne by the insured (per incident)

      30%


    DocumentsPolicy Documents

    Policy Brochure

    Read

    Policy Wordings

    Read
    Full details

    Protected up to specified limits by SDIC. This is only product information provided. You may wish to seek advice from a qualified adviser before buying the product. If you choose not to seek advice from a qualified adviser, you should consider whether the product is suitable for you. Buying an insurance product that is not suitable for you may impact your ability to finance your future healthcare needs. If you decide that the policy is not suitable after purchasing the policy, you may terminate the policy in accordance with the free-look provision, if any, and the insurer may recover from you any expense incurred by the insurer in underwriting the policy.

  • Liberty

    Liberty PetCare Enhanced

    $458.41


    • Accidental Death

      $2,000

    • Accidental Injury

      $750

    • Surgical Treatment (Illness)

      $2,000

    • Non-surgical Treatment

      $750

    Toggle DetailsArrow

    Highlights

    • Third Party Liability

      $250,000

    • No Claim Discount

      Up to 15%

    Medical Coverage

    • Non-surgical Treatment

      $750

    • Co-insurance percentage to be borne by the insured (per incident)

      50%

    • Surgical treatment

      $2,000

    • Co-insurance percentage to be borne by the insured (per incident)

      30%


    DocumentsPolicy Documents

    Policy Brochure

    Read

    Policy Wordings

    Read
    Full details

    Protected up to specified limits by SDIC. This is only product information provided. You may wish to seek advice from a qualified adviser before buying the product. If you choose not to seek advice from a qualified adviser, you should consider whether the product is suitable for you. Buying an insurance product that is not suitable for you may impact your ability to finance your future healthcare needs. If you decide that the policy is not suitable after purchasing the policy, you may terminate the policy in accordance with the free-look provision, if any, and the insurer may recover from you any expense incurred by the insurer in underwriting the policy.

  • Tiq

    Tiq Pet Insurance Pawmazing

    $459.80


    • Accidental Injury

      $1,000

    • Surgical Treatment (Illness)

      $5,000

    • Non-surgical Treatment

      $1,000

    • Third Party Liability

      $100,000

    Toggle DetailsArrow

    Highlights

    • No Claim Discount

      Up to 20%

    Medical Coverage

    • Non-surgical Treatment

      $1,000

    • Co-insurance depending on age of enrollment. Deductible $200 in respect of each and every claim

      20-30%

    • Surgical treatment

      $5,000

    • Co-insurance depending on age of enrollment. Deductible $200 in respect of each and every claim

      20-30%


    DocumentsPolicy Documents

    Policy Brochure

    Read

    Policy Wordings

    Read
    Full details

    Protected up to specified limits by SDIC. This is only product information provided. You may wish to seek advice from a qualified adviser before buying the product. If you choose not to seek advice from a qualified adviser, you should consider whether the product is suitable for you. Buying an insurance product that is not suitable for you may impact your ability to finance your future healthcare needs. If you decide that the policy is not suitable after purchasing the policy, you may terminate the policy in accordance with the free-look provision, if any, and the insurer may recover from you any expense incurred by the insurer in underwriting the policy.

  • Tiq

    Tiq Pet Insurance Pawtastic

    $540.77


    • Accidental Injury

      $2,500

    • Surgical Treatment (Illness)

      $10,000

    • Non-surgical Treatment

      $2,500

    • Third Party Liability

      $250,000

    Toggle DetailsArrow

    Highlights

    • No Claim Discount

      Up to 20%

    Medical Coverage

    • Non-surgical Treatment

      $2,500

    • Co-insurance depending on age of enrollment. Deductible $200 in respect of each and every claim

      20-30%

    • Surgical treatment

      $10,000

    • Co-insurance depending on age of enrollment. Deductible $200 in respect of each and every claim

      20-30%


    DocumentsPolicy Documents

    Policy Brochure

    Read

    Policy Wordings

    Read
    Full details

    Protected up to specified limits by SDIC. This is only product information provided. You may wish to seek advice from a qualified adviser before buying the product. If you choose not to seek advice from a qualified adviser, you should consider whether the product is suitable for you. Buying an insurance product that is not suitable for you may impact your ability to finance your future healthcare needs. If you decide that the policy is not suitable after purchasing the policy, you may terminate the policy in accordance with the free-look provision, if any, and the insurer may recover from you any expense incurred by the insurer in underwriting the policy.

  • Tiq

    Tiq Pet Insurance Pawfect

    $632.70


    • Accidental Injury

      $3,500

    • Surgical Treatment (Illness)

      $15,000

    • Non-surgical Treatment

      $3,500

    • Third Party Liability

      $500,000

    Toggle DetailsArrow

    Highlights

    • No Claim Discount

      Up to 20%

    Medical Coverage

    • Non-surgical Treatment

      $3,500

    • Co-insurance depending on age of enrollment. Deductible $200 in respect of each and every claim

      20-30%

    • Surgical treatment

      $15,000

    • Co-insurance depending on age of enrollment. Deductible $200 in respect of each and every claim

      20-30%


    DocumentsPolicy Documents

    Policy Brochure

    Read

    Policy Wordings

    Read
    Full details

    Protected up to specified limits by SDIC. This is only product information provided. You may wish to seek advice from a qualified adviser before buying the product. If you choose not to seek advice from a qualified adviser, you should consider whether the product is suitable for you. Buying an insurance product that is not suitable for you may impact your ability to finance your future healthcare needs. If you decide that the policy is not suitable after purchasing the policy, you may terminate the policy in accordance with the free-look provision, if any, and the insurer may recover from you any expense incurred by the insurer in underwriting the policy.

  • Liberty

    Liberty PetCare Superior

    $764.01


    • Accidental Death

      $3,000

    • Accidental Injury

      $3,000

    • Surgical Treatment (Illness)

      $10,000

    • Non-surgical Treatment

      $3,000

    Toggle DetailsArrow

    Highlights

    • Third Party Liability

      $500,000

    • No Claim Discount

      Up to 15%

    Medical Coverage

    • Non-surgical Treatment

      $3,000

    • Co-insurance percentage to be borne by the insured (per incident)

      50%

    • Surgical treatment

      $10,000

    • Co-insurance percentage to be borne by the insured (per incident)

      30%


    DocumentsPolicy Documents

    Policy Brochure

    Read

    Policy Wordings

    Read
    Full details

    Protected up to specified limits by SDIC. This is only product information provided. You may wish to seek advice from a qualified adviser before buying the product. If you choose not to seek advice from a qualified adviser, you should consider whether the product is suitable for you. Buying an insurance product that is not suitable for you may impact your ability to finance your future healthcare needs. If you decide that the policy is not suitable after purchasing the policy, you may terminate the policy in accordance with the free-look provision, if any, and the insurer may recover from you any expense incurred by the insurer in underwriting the policy.

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Compare Best Pet Insurance Plans 2024 by Insurance Providers

Insurance Provider/ Plan TypeSurgical TreatmentNon-surgical TreatmentThird Party LiabilityPremium
Liberty PetCare - Standard (Dog/ Cat)S$1,500
Co-insurance 30%
S$500
Co-insurance 50%
S$100,000
Deductible $500
S$356.54
Liberty PetCare - Enhanced (Dog/ Cat)S$2,000
Co-insurance 30%
S$750
Co-insurance 50%
S$250,000
Deductible $500
S$458.41
Liberty PetCare - Superior (Dog/ Cat)S$10,000
Co-insurance 30%
S$3,000
Co-insurance 50%
S$500,000
Deductible $500
S$764.01
TIQ Pet insurance - Pawsome (Dog/ Cat)$2,000
Co-insurance 20-30% ***Depending on age of enrollment Deductible S$200 in respect of each and every claim
$500
Co-insurance 20-30% ***Depending on age of enrollment Deductible S$200 in respect of each and every claim
S$0$287.38 (Dog#) $211.31 (Cat)
TIQ Pet insurance - Pawmazing (Dog/ Cat)$5,000
Co-insurance 20-30% ***Depending on age of enrollment Deductible S$200 in respect of each and every claim
$1,000
Co-insurance 20-30% ***Depending on age of enrollment Deductible S$200 in respect of each and every claim
$100,000
(No Deductible)
$459.80 (Dog#) $338.09 (Cat)
TIQ Pet insurance - Pawtastic (Dog/ Cat)$10,000
Co-insurance 20-30% ***Depending on age of enrollment Deductible S$200 in respect of each and every claim
$2,500
Co-insurance 20-30% ***Depending on age of enrollment Deductible S$200 in respect of each and every claim
$250,000
(No Deductible)
$540.77 (Dog#) $397.63 (Cat)
TIQ Pet insurance - Pawfect (Dog/ Cat)$15,000
Co-insurance 20-30% ***Depending on age of enrollment Deductible S$200 in respect of each and every claim
$3,500
Co-insurance 20-30% ***Depending on age of enrollment Deductible S$200 in respect of each and every claim
$500,000
(No Deductible)
$632.70 (Dog#) $465.23 (Cat)

#Maltese below 12 months old

Is Pet Insurance Compulsory?

Pet insurance is not compulsory in Singapore, and plenty of pet owners do get by without it. Nonetheless, without insurance coverage, the cost to treat unexpected pet emergencies can bring financial burden to the majority of pet parents. Therefore, it is important for responsible pet owners to factor in the healthcare costs for their pets, especially for certain pet breeds and older pets that are prone to illnesses. It is also important to anticipate the cost of third-party liabilities, especially if you have a pet that is known for its aggressive behaviour. Accidents do happen and some pets have been known to attack other animals or even children. A responsible pet owner would want to consider pet insurance as a way to safeguard against these scenarios.

What Does Pet Insurance Cover?

Currently, pet insurance in Singapore is only available for dogs and cats. A pet insurance in Singapore covers:

  • Check

    Accidental death and injury

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    Non-surgery related treatment

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    Surgery-related treatment

  • Check

    Third party liability

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    Theft

  • Check

    Final expenses

What Are The Common Exclusions of Pet Insurance?

  • Close

    Pre-existing conditions

  • Close

    The clinical examination for insurance enrolment

  • Close

    Spay/neuter procedures

  • Close

    Preventative care

Why Should I Consider Pet Insurance?

  • Veterinary costs

    Healthcare cost

    Veterinary bills can be expensive. Pet insurance helps you manage these costs, ensuring your pet receives the best care without straining your wallet.

  • Death of your furkid

    Peace of mind

    Knowing you're financially prepared for emergencies allows you to focus on your pet's well-being.


Our pets can get sick or injured, and treatments can sometimes cost a lot of money. Even if your pet is healthy, it may get into trouble now and then, such as swallowing a foreign object. With pet insurance, your pet can receive timely treatment, and you may also be able to seek better quality healthcare for your pet because you can afford it. You can have peace of mind and focus more on being there for your pet instead of worrying about the bills.

How Do I File a Claim?

Most insurers have online portals where you can submit your claim and all supporting documents.

  • petstatic.no_wait

    Tip 1: Do not wait too long to make a claim

    Most insurers will require you to make the claim within 30 days of the event. You would want to submit your claims form as soon as possible, as insurance companies usually take some time to process your claim.

  • petstatic.originals

    Tip 2: Keep originals of everything

    Even though claims can now be submitted via online portals, you will still need to prove its authenticity. This means producing original documents when the insurance companies request for them. Hence, do keep the original documents and have them ready when the insurer asks for them. Examples of claim documents include the vet report, original vet bills, AVA/SPCA lost & stolen reference number and police report for theft claims, etc.

Frequently Asked Questions

  • FAQ

    What is pet insurance?

    Pet insurance provides financial protection for your furry companions. It covers veterinary expenses, accidents, illnesses, and other unexpected costs related to your pet's health. Nonetheless, do take note of the exclusions in your pet insurance policy.

  • FAQ

    Am I eligible to purchase pet insurance?

    • Check

      You must be the owner of the pet.

    • Check

      You hold a valid Singapore identification document such as a Singapore national registration identification card, employment pass, work permit, long-term visit pass or student pass.

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      Your pet must fulfill the requirements by the insurer such as:

      • - Age
      • - Be microchipped
      • - Stay with you in Singapore
      • - Completed all required vaccinations
      • - Not used for breeding purposes
  • FAQ

    Can I insure older pets?

    In Singapore, pets are limited to coverage from 8 weeks old up to 9 years old, depending on the insurer's policy terms. Therefore, it is advisable to get your pet insurance coverage as early as possible.

  • FAQ

    What should I look for when purchasing pet insurance?

    • Check

      Coverage: Understand what is covered. For instance, accidents, illnesses, and any exclusions.

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      Premiums: Compare premiums based on your pet's age, breed, and health history.

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      Limits and deductibles: Understand the maximum payout and any deductibles.

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      Claim processes: Familiarise yourself with the claims process and required documentation.

  • FAQ

    Are pre-existing conditions covered?

    Pre-existing condition is a health condition that your pet already has before the insurance starts or gets during the waiting period. Most pet insurance plans do not cover pre-existing conditions.

  • FAQ

    What are deductibles and co-insurance?

    Deductible is the amount you pay for covered healthcare services before your insurance plan starts to pay. For instance, your claimable bill is S$500 and your insurance's deductible is S$50, you would have to pay for the S$50, and your insurer will take up the rest of the claimable amount which is S$450, subject to your plan's annual limit. Co-insurance is the percentage of costs of covered healthcare service you pay after you've paid your deductible. For instance, if your co-insurance is 20% and your claimable bills come up to be S$2,000, you have to pay S$400.

  • FAQ

    How does the No-Claim Discount (NCD) in pet insurance work?

    No-claim discount is a benefit that you get to enjoy as a policyholder during your renewal, if your pet has no claims during the period of insurance. Most of the insurers allow up to 15% NCD, while TIQ Pet Insurance allows up to 20% NCD!

  • FAQ

    Tips when getting pet insurance

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      Ensure your pet is within the eligible age range to get a pet insurance policy. It is essential to get your pet insured sooner rather than later.

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      Determine the level of coverage you require for your pet. Take note of the deductible and co-insurance applicable.

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      Compare premiums across insurers. Look out for seasonal promotions, discounts and offers!

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      Familiarise yourself with the claim processes.

Why buy pet insurance from us?

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    Value for money

    We compare our partners' insurance plans based on best price and coverage to give you the best bang for the buck.

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    Customer-oriented

    We are always online to serve you and your needs to your best interests - because you come first.

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