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AMTD PolicyPal Blog is powered by ValueChampion to bring you the latest news on financial products and services (credit cards, loans, insurance policies and investment platforms).

travel insurance

Travel Insurance
Travel Insurance

Financial Steps to Take When You Get in an Accident Overseas

by ValueChampion Editorial Team on Jul 26, 2024

What should you do when you get in an accident while travelling overseas? We summarise the most important steps you can take to protect yourself...

Credit Cards

Currency Crunch — How to Make Use of Weakening Currencies to Further Your Travel Plans

From Japanese yen to Thai baht and Malaysian ringgit, popular Asian currencies have fallen significantly against the US dollar. Here’s why this is happening, and how it can benefit travelers like you.

Credit Cards

How To Maximise Travel Expenses With An Air Miles Credit Card

A travel credit card allows you to accumulate air miles to offset travel expenses. Here’s how you can maximise your returns with one.

Travel Insurance

6 Travel Tips for Female Solo Travellers, From Budgeting to Safety

Are you planning to travelling alone for your next holiday? Read our tips to stay financially savvy and make the most of your vacation.

home insurance

Home Loans
Home Loans

8 Tips to Maximise Your Rental Property Income

by ValueChampion Editorial Team on Jul 29, 2024

Discover eight top tips to optimise your rental property for better returns and increased income.

Insurance

4 Seemingly Harmless Things That Can Flag You for Insurance Fraud

When it comes to insurance, we all want to receive fair compensation. However, there are times when trying to get the most amount of money out of your insurance policy may actually mean you are unknowingly committing insurance fraud. Here are the things you should avoid doing to stay on your insurer’s good side.

Home Loans

Can’t Afford Your Mortgage Payments? Here Are 4 Things You Can Do

If you’re facing financial difficulties and unable to make your mortgage payments on time, consider these four ways to get back on track.

Home Loans

How Well Do You Really Know Your Mortgage Agreement?

Understanding your mortgage agreement is crucial to ensure you’re not caught off guard by extra fees and charges. Here’s what you should know.

car insurance

Car Insurance
Car Insurance

3 Precautions to Take to Avoid Being a Victim of Car Insurance Fraud

by ValueChampion Editorial Team on Jul 15, 2024

Car insurance fraud has been on the rise in Singapore. Here’s here you can prevent being the next fraud victim

Car Insurance

Don’t Fall For These 4 Car Financing Traps

Having a car is a need for many Singaporean families, yet buying one is extremely expensive. When looking to finance your next car purchase, make sure to steer clear of the following traps.

Budgeting & Saving

4 Realistic Lifestyle Changes for a Healthier, Wealthier You

Setting goals is often a time of reflection and hopeful aspiration, but they are notoriously difficult to keep. Below, we’ve come up with four realistic and fairly easy resolutions that can keep your body, mind, and finances healthy.

Insurance

4 Ways to Prevent Overspending on Insurance

While being protected from major risks is important, you don’t need to spend hundreds of dollars per month on insurance policies to have adequate protection. Here’s how you can prevent overspending on your next insurance policy.

Latest Articles

Debt Consolidation Plans
Debt Consolidation Plans

Step-By-Step Guide to Clearing and Managing Debt

by ValueChampion Editorial Team on Jul 30, 2024

If you are struggling to clear your debt, this guide offers a strategy to manage and organise your debt to become debt-free.

Personal Loans
Personal Loans

3 Ways to Counter a High Interest Rate on Your Personal Loan

by ValueChampion Editorial Team on Jul 30, 2024

Looking for lower personal loans interest rates in Singapore? Here are a few ways to offset or reduce the cost of borrowing.

Personal Loans
Personal Loans

A Basic Guide to Personal Loans: What They Are & How to Apply

by ValueChampion Editorial Team on Jul 30, 2024

A personal loan allows you to borrow a lump sum of money to pay for a variety of expenses and then repay those funds in...

Personal Loans
Personal Loans

4 Common Reasons For Taking a Personal Loan in Singapore

by ValueChampion Editorial Team on Jul 30, 2024

People who have a conservative mindset are usually averse to all types of loans. They reason that everyone should live within his means and that...

SME Loans
SME Loans

Business Loans for Startups and SMEs: Understanding the Application Process

by ValueChampion Editorial Team on Jul 30, 2024

Setting up your small business? Read this guide on how to apply for a business loan in Singapore and what to do if your loan...

Personal Loans
Personal Loans

Secured Loans vs Unsecured Loans: What’s Right For You?

by ValueChampion Editorial Team on Jul 30, 2024

In general, loans can be divided into two major categories: secured and unsecured. A secured loan is “secured” by an asset called collateral that the...

Personal Loans
Personal Loans

Calculating Effective Interest Rate vs Applied Interest Rate

by ValueChampion Editorial Team on Jul 30, 2024

When you’re looking to apply for a personal loan from a bank, you would’ve seen the terms effective interest rate (EIR) and applied interest rate...

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